"This time last year, when the term 'security' was mentioned via the media or the workplace water cooler, it connoted for me something to do with unrest in the world. "Global markets" brought to my mind images of Macy's in China or Walmart in Japan. This day, these terms have a far different meaning because of the work we've done to rid me of debt. I now have funds available to invest and feel good about doing just that. WOW! who'd a thought...certainly not me! I'm truly grateful for your patience and your passion for helping people like me who are skiddish about money matters, who have little hope of being debt free, who are ashamed of previous spending choices and who know nothing about investing and building wealth. I am excited about the financial path we are charting for my future.”