Self-employed

We make plans to save those working for themselves more money, pay less taxes, and reach their financial goals.

Managing irregular income and while ensuring you take care of your short-term needs and long-term goals.

As a Self-Employed persons you have the potential for higher earnings, deductible business expenses, greater control over personal finances, and the flexibility to structure your work to suit your lifestyle.

Budgeting & Expense Management

We will help you create a budget that accounts for your fluctuating income and expenses, ensuring you have enough to cover both business and personal needs.

Tax Planning

We will identify potential tax deductions and credits specific to your self-employment, minimizing your tax burden and maximizing your savings.

Retirement Planning

Together, we'll develop a retirement strategy tailored to your income patterns and goals, helping you build a nest egg for the future while maintaining financial stability in the present.

Risk Management

We will assist you in securing appropriate insurance coverage to protect your business and personal assets against unexpected events, giving you peace of mind as you pursue your entrepreneurial endeavors.

Unique Challenges of Self-Employed

For those who work for themselves, money worries can feel like a never-ending rollercoaster ride. The ups and downs of income, combined with the stress of managing business expenses and taxes, can leave them feeling overwhelmed and uncertain about their financial future. It’s tough going it alone, feeling like there’s no one to turn to for help or advice when things get tough. The weight of responsibility can be heavy, leaving them feeling isolated and anxious about their finances.

But amidst all the chaos, there’s a strong desire for stability and reassurance. Allow us to be someone you can trust to help you make sense of your finances and ease your worries. Allow us to be a partner who understands your situation and can offer practical solutions to your money problems. We provide more than just advice, support, and money expertise—we become a trusted ally, helping self-employed individuals navigate the ups and downs of their financial journey.

Are you Self-Employed?

Self-employed individuals are entrepreneurs, freelancers, contractors, and small business owners who operate their own businesses or work independently without being employed by a traditional employer.

You must manage irregular income streams, optimize your lifestyle to be tax-efficient, and create your own retirement plans.

make your self-employed journey a financial success!

We will provide ongoing support and guidance, giving you peace of mind and confidence

Trustworthiness and Expertise

Have a financial planner you can trust to have your best interests at heart and possess the expertise to provide sound financial advice.

Personalized Approach

We take time to understand your unique financial situation, goals, and preferences. Offering personalized advice and tailored solutions that align with their individual needs

Clear Communication

Effective communication is key to ensuring you understand your financial plan. We help your feel empowered to make informed decisions.

Ongoing Support and Guidance

Beyond initial planning sessions, we provide ongoing support and guidance as you navigate life's financial challenges and opportunities. We provide proactive advice, regular check-ins, showing our commitment to your long-term financial well-being.

The Value of Financial Planning

An international HSBC study, The Future of Retirement, in 2011 showed that those with financial plans accumulated nearly 250% more retirement savings than those without a financial plan in place.

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Nearly 44% of those who have a financial plan in place save more money each year for retirement. More money over time can increae the quality of your retirement

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Research shows that financial planners help individuals generate roughly 1.82% excess return each year, creating roughly 29% higher retirement income wealth.

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58% of Americans believe their financial-planning efforts need improvement, but 34 percent of us have done nothing to plan for our financial futures, according to a newly released study by Northwestern Mutual.

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Don't Face Financial Challenges Alone

We're Here to Guide You

Retirement Complexity

Planning for retirement becomes more complex with higher incomes, as individuals may have access to additional retirement savings vehicles such as SEP-IRAs, solo 401(k)s, or deferred compensation plans.

Wealth Preservation

As you grow your wealth, you will often have substantial assets to protect, which requires careful estate planning, asset allocation, and risk management.

Taxes

Managing taxes becomes increasingly complex with higher incomes. Failing to optimize tax strategies can result in paying more taxes than necessary.

Goal Setting and Life Planning

You may have complex aspirations and goals beyond just accumulating wealth.

Family Dynamics

Wealth can bring its own set of complexities to family relationships. We help navigate potentially difficult conversations surrounding wealth transfer, family governance, and establishing a shared vision for the family's legacy.

Life Transitions

Life is full of transitions and unexpected events, from job changes and career transitions to illness, divorce, or loss of a loved one.

3 Pillars of Financial Success

Beyond the Portfolio

Personalized Guidance

Tailored, individualized financial advice and support.

Peace of Mind

Providing reassurance by alleviating your financial concerns.

Free your Time

Regain time with financial freedom.

Education

Having the financial knowledge to make informed decisions.

What is Financial Planning?

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Our Collaborative Process

Getting started is simple

Schedule a Call

Discuss your financial concerns and learn more about Deasil Wealth Management.

goals & Information gathering

Identifying and prioritizing your financial goals and discussing the solutions we can provide.

Financial Peace

Find peace and confidence while executing your financial plan.

Pricing & Fees

AUM - Assets Under Management

We do all the heavy Lifting

The AUM model provides peace of mind, knowing that professional expertise is dedicated to managing your investments for long-term success. You benefit from a transparent fee structure directly tied to the value of your managed assets.

DIY - Do It Yourself

less structure and more contral

Invest independently with the assistance of a financial planner. Retain direct control over your investments and make decisions in real-time based on your individual preferences and market conditions.

Frequently Asked Questions

What does a financial planner do?

A financial planner helps individuals and families navigate their financial lives by providing expert advice and guidance on a wide range of financial matters. This includes retirement planning, investment management, tax planning, estate planning, risk management (insurance), budgeting, and debt management. Financial planners work closely with clients to understand their unique goals and circumstances and develop customized strategies to help them achieve financial security and success.

How do I know if I need a financial planner?

If you’re feeling overwhelmed or unsure about your financial situation, or if you have specific financial goals you want to achieve but don’t know how to get there, it may be time to consider working with a financial planner. Whether you’re planning for retirement, saving for a major purchase like a home or college education, or simply want help managing your finances more effectively, a financial planner can provide valuable expertise and guidance to help you reach your goals.

What credentials should I look for in a financial planner?

When choosing a financial planner, it’s important to look for someone who has the appropriate credentials and qualifications to provide financial advice. Some common credentials to look for include Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Chartered Financial Analyst (CFA), and Personal Financial Specialist (PFS). These designations indicate that the individual has met certain education, experience, and ethical standards in the field of financial planning.

How can I get started with financial planning?

If you’re ready to take control of your financial future and achieve your goals, the first step is to schedule a consultation with a qualified financial planner. During your initial meeting, you’ll have the opportunity to discuss your financial goals, concerns, and objectives, and learn more about how a financial planner can help you achieve them.