Pre-Retirees

This is an incredibly exciting yet crucial phase of your life.

Achieving your lifelong dream of retirement

As a pre-retiree, you're in a unique position where every financial decision you make can significantly impact the quality of your retirement years.

Making the Big Transition

We specialize in guiding individuals like you through the transition from pre-retiree to retirement. Our firm does this by helping you navigate the complex financial landscape with confidence and peace of mind.

Customized Financial Roadmap

We tailored our plans to your specific goals and aspirations. Whether it's optimizing your retirement savings, minimizing taxes, or ensuring a steady stream of income during your golden years, I'll provide you with the expertise and support you need to make informed decisions every step of the way.

Investment Managment

Need help managing your portfolio?. We can help you invest your money by figuring out what your goals are and how much risk they're comfortable talking. Then, choosing the right mix of investments while keeping an eye on things.

Retirement Income

With the income you need you can confidently navigate your retirement and enjoy the lifestyle you desire. We leverage your portfolio in retirement to create a withdrawal strategy that balances your needs for tax efficiency and longevity.

Unique Challenges of Pre-Retirees

As you’re getting ready to retire, there are some unique challenges you might face. One big challenge is figuring out how to make your money last for the rest of your life. You might worry about running out of savings or not having enough income to cover your expenses. It can be tricky to balance enjoying your retirement while also being careful with your money.

Another challenge is adjusting to a new routine and identity. After spending many years working, retirement can feel like a big change. You might miss the structure and social connections that came with your job. Finding new hobbies, activities, and ways to stay connected with others can help you adjust to this new chapter in your life.

Are you getting ready to retire?

What is a Pre-Retiree?

A pre-retiree is an individual who is approaching retirement age and is actively planning and preparing for their transition from the workforce to retirement. Typically, pre-retirees are focused on maximizing their savings, optimizing their investment portfolios, and creating a retirement income strategy to ensure financial security and a comfortable lifestyle during their retirement years.

Living your Best LiFe!

Our clients leverage their resources in retirement to create memories for themselves and their loved ones.

Activities

Engaging in activities such as exercise, hobbies, socializing, and volunteering can enhance overall quality of life, prevent health issues, and promote a sense of belonging and satisfaction.

Realtionships

Having close connections with friends, family, and peers can bring joy, companionship, and a sense of belonging during this stage of life.

Traveling

Explore new places, experience different cultures, and create lasting memories with loved ones.

Family

Spending time with family members can bring happiness, create cherished memories, and strengthen bonds.

The Value of Financial Planning

An international HSBC study, The Future of Retirement, in 2011 showed that those with financial plans accumulated nearly 250% more retirement savings than those without a financial plan in place.

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Nearly 44% of those who have a financial plan in place save more money each year for retirement. More money over time can increae the quality of your retirement

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Research shows that financial planners help individuals generate roughly 1.82% excess return each year, creating roughly 29% higher retirement income wealth.

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58% of Americans believe their financial-planning efforts need improvement, but 34 percent of us have done nothing to plan for our financial futures, according to a newly released study by Northwestern Mutual.

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Don't Face Financial Challenges Alone

We're Here to Guide You

Retirement Complexity

Planning for retirement becomes more complex with higher incomes, as individuals may have access to additional retirement savings vehicles such as SEP-IRAs, solo 401(k)s, or deferred compensation plans.

Wealth Preservation

As you grow your wealth, you will often have substantial assets to protect, which requires careful estate planning, asset allocation, and risk management.

Taxes

Managing taxes becomes increasingly complex with higher incomes. Failing to optimize tax strategies can result in paying more taxes than necessary.

Goal Setting and Life Planning

You may have complex aspirations and goals beyond just accumulating wealth.

Family Dynamics

Wealth can bring its own set of complexities to family relationships. We help navigate potentially difficult conversations surrounding wealth transfer, family governance, and establishing a shared vision for the family's legacy.

Life Transitions

Life is full of transitions and unexpected events, from job changes and career transitions to illness, divorce, or loss of a loved one.

3 Pillars of Financial Success

Beyond the Portfolio

Personalized Guidance

Tailored, individualized financial advice and support.

Peace of Mind

Providing reassurance by alleviating your financial concerns.

Free your Time

Regain time with financial freedom.

Education

Having the financial knowledge to make informed decisions.

What is Financial Planning?

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Our Collaborative Process

Getting started is simple

Schedule a Call

Discuss your financial concerns and learn more about Deasil Wealth Management.

goals & Information gathering

Identifying and prioritizing your financial goals and discussing the solutions we can provide.

Financial Peace

Find peace and confidence while executing your financial plan.

Pricing & Fees

AUM - Assets Under Management

We do all the heavy Lifting

The AUM model provides peace of mind, knowing that professional expertise is dedicated to managing your investments for long-term success. You benefit from a transparent fee structure directly tied to the value of your managed assets.

DIY - Do It Yourself

less structure and more contral

Invest independently with the assistance of a financial planner. Retain direct control over your investments and make decisions in real-time based on your individual preferences and market conditions.

Frequently Asked Questions

What does a financial planner do?

A financial planner helps individuals and families navigate their financial lives by providing expert advice and guidance on a wide range of financial matters. This includes retirement planning, investment management, tax planning, estate planning, risk management (insurance), budgeting, and debt management. Financial planners work closely with clients to understand their unique goals and circumstances and develop customized strategies to help them achieve financial security and success.

How do I know if I need a financial planner?

If you’re feeling overwhelmed or unsure about your financial situation, or if you have specific financial goals you want to achieve but don’t know how to get there, it may be time to consider working with a financial planner. Whether you’re planning for retirement, saving for a major purchase like a home or college education, or simply want help managing your finances more effectively, a financial planner can provide valuable expertise and guidance to help you reach your goals.

What credentials should I look for in a financial planner?

When choosing a financial planner, it’s important to look for someone who has the appropriate credentials and qualifications to provide financial advice. Some common credentials to look for include Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Chartered Financial Analyst (CFA), and Personal Financial Specialist (PFS). These designations indicate that the individual has met certain education, experience, and ethical standards in the field of financial planning.

How can I get started with financial planning?

If you’re ready to take control of your financial future and achieve your goals, the first step is to schedule a consultation with a qualified financial planner. During your initial meeting, you’ll have the opportunity to discuss your financial goals, concerns, and objectives, and learn more about how a financial planner can help you achieve them.